Terms of Service

1. Acceptance of Terms
By accessing or using the Matriny.africa website ("the Site") and its services, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, you must not use the Site or its services.

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

2. Eligibility
To use the Site and its services, you must:

Be at least 18 years old.

Have the legal capacity to enter into a binding agreement.

Comply with all applicable laws and regulations.

By using the Site, you represent and warrant that you meet these eligibility requirements.

3. Services Offered
Matriny.africa provides a platform for users to:

Calculate loan repayment amounts for marriage loans.

Apply for marriage loans.

Set up automatic loan repayments via linked payment methods.

We reserve the right to modify, suspend, or discontinue any part of the Site or its services at any time without notice.

4. User Responsibilities
By using the Site, you agree to:

Provide accurate, current, and complete information during registration and loan application.

Maintain the security of your account credentials and notify us immediately of any unauthorized access or breach.

Use the Site only for lawful purposes and in compliance with these Terms.

Not engage in any activity that disrupts or interferes with the Site's functionality or security.

5. Prohibited Activities
You are prohibited from:

Using the Site for any illegal or unauthorized purpose.

Attempting to gain unauthorized access to the Site, its servers, or networks.

Uploading or transmitting viruses, malware, or any other harmful code.

Engaging in any form of data mining, scraping, or harvesting.

Impersonating another person or entity.

6. Intellectual Property
All content on the Site, including text, graphics, logos, images, and software, is the property of Matriny.africa or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on the Site without our prior written consent.

7. Third-Party Links
The Site may contain links to third-party websites or services. These links are provided for your convenience only. We do not endorse or control third-party websites and are not responsible for their content or practices. Your use of third-party websites is at your own risk.

8. Disclaimer of Warranties
The Site and its services are provided "as is" and "as available" without any warranties, express or implied. We do not guarantee that:

The Site will be error-free or uninterrupted.

The results obtained from using the Site will be accurate or reliable.

The Site will meet your specific requirements.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability
To the fullest extent permitted by law, Matriny.africa and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

Loss of profits, data, or use.

Damages resulting from unauthorized access to or alteration of your data.

Damages resulting from the use or inability to use the Site or its services.

In no event shall our total liability to you exceed the amount paid by you, if any, for accessing the Site or its services.

10. Indemnification
You agree to indemnify and hold harmless Matriny.africa and its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees, arising out of or in connection with:

Your use of the Site or its services.

Your violation of these Terms.

Your violation of any third-party rights, including intellectual property or privacy rights.

11. Termination
We reserve the right to terminate or suspend your access to the Site and its services at any time, without notice, for any reason, including but not limited to:

Violation of these Terms.

Fraudulent or illegal activity.

Requests by law enforcement or government authorities.

Upon termination, your right to use the Site and its services will immediately cease.

12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction, e.g., the Federal Republic of Nigeria]. Any disputes arising out of or relating to these Terms or the Site shall be resolved exclusively in the courts of Lagos Nigeria.

13. Dispute Resolution
If you have any dispute with Matriny.africa, you agree to first contact us at [insert contact email] to attempt to resolve the issue informally. If the dispute is not resolved within 30 days, either party may pursue formal legal proceedings.

14. Miscellaneous
Entire Agreement: These Terms constitute the entire agreement between you and Matriny.africa regarding your use of the Site and its services.

Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Waiver: Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision.

15. Contact Us
If you have any questions or concerns about these Terms of Use, please contact us at:

Email: support@matriny.africa