Privacy Policy

1. Introduction
Welcome to Matriny.africa ("we," "our," "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://matriny.africa and use our services.

By accessing or using our website, you agree to the terms of this Privacy Policy. If you do not agree with this policy, please do not use our website or services.

2. Information We Collect
We may collect the following types of information:

a. Personal Information

Name
Email address
Phone number
Payment information (e.g., card details, bank account information)
Loan application details (e.g., loan amount, repayment terms)

b. Non-Personal Information

Browser type and version
IP address
Pages visited on our website
Time and date of visits
Device information (e.g., device type, operating system)

c. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small files stored on your device that help us analyze web traffic and improve our services. You can disable cookies in your browser settings, but this may affect your ability to use certain features of our website.

3. How We Use Your Information
We use the information we collect for the following purposes:
To provide, operate, and maintain our services.
To process loan applications and payments.
To communicate with you, including sending updates, notifications, and promotional materials.
To improve our website and services.
To analyze user behavior and trends.
To comply with legal obligations and protect our rights.

4. How We Share Your Information
We may share your information in the following circumstances:

Service Providers: We may share your information with third-party service providers who assist us in operating our website, processing payments, or providing other services.

Legal Requirements: We may disclose your information if required by law or in response to valid requests by public authorities.

Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new owner.

With Your Consent: We may share your information with third parties if you have given us explicit consent to do so.

5. Data Security
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, and access controls. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Rights
Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access: Request a copy of the personal information we hold about you.
Correction: Request that we correct or update your personal information.
Deletion: Request that we delete your personal information.
Objection: Object to the processing of your personal information.
Restriction: Request that we restrict the processing of your personal information.
Data Portability: Request a copy of your personal information in a structured, machine-readable format.
To exercise these rights, please contact us at privacy@matriny.africa.

7. Third-Party Links
Our website may contain links to third-party websites. This Privacy Policy does not apply to those websites, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party websites you visit.

8. Children's Privacy
Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child, we will take steps to delete such information.

9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Effective Date." We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

10. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: privacy@matriny.africa.